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The type of loan product you choose will depend on what you can afford monthly in principal, interest, property taxes, insurance and other costs.

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Start a New Search. Read the Latest Mortgage News Understanding your credit score Mortgage Payment. Calculator Average Mortgage Rates Mortgage rates change on a daily basis, and getting a mortgage when rates are low may save you thousands of dollars over the life of the loan.

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And when it comes to mortgage products, the shorter the loan term, the less you ll pay in interest over the life of the loan. Longer loans - like 30-year fixed-rate mortgages, for example - typically come with higher rates and steeper interest costs.